Receive up to $250k for a share of your future home appreciation.

It’s a partnership, not a loan.

Get up to $250k to erase debt and build a financial buffer. Point helps homeowners by becoming an investor in their home value. Simply return the original investment, plus a share of the appreciation, within 10 years.

No monthly payments, ever.

On average customers free up $1,413 in monthly cash flow. That’s because the lump sum investment has no monthly payments attached. You don’t consolidate debt, you eliminate it. Free up your paycheck.

Easier qualifying for 3 situations.

We have more flexible underwriting than traditional home equity products. Point is perfect for 1) erasing large amounts of debt, 2) funding short-term projects or unexpected expenses, and 3) qualifying with non-traditional paperwork or income.